Financial Literacy

This course shows you the basic steps for creating a budget - your financial road map.

Two objectives of the course are:

1. To become financially organized.
2. To encourage you to develop a financial plan to manage household expenditures, to decrease debt and to increase savings.

Savings and Investments begins with one of the most common and important elements of the financial system – interest rates. You will learn why interest rates have always been a key barometer in determining the value of everything. You will explore the changing influence of interest rates; the impact of interest rates on consumption, investment and economic growth; and the bizarre realities of negative interest rates.